IFS introduces ‘Independent Adviser Licensing Model’

According to IFS, “the model will be designed specifically for independent financial advisers who want to specialise in delivering advice to industry super fund members who have unique advice needs”. 

IFS highlighted that with Treasury estimates showing that 2.5 million new retirees are expected over the next decade, the need for pre-retirees to receive quality advice is essential. 

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“It also highlights the need for super funds to be equipped to effectively support this growing cohort,” IFS added. 

Adrian Gervasoni, executive manager of advice services at IFS, said super fund members often seek guidance focused on education, decision-making, and goal setting rather than complex portfolio management or tax structuring. 

“However, many advisers find it challenging to adapt their traditional advice models to meet these expectations profitably and compliantly,” he said. 

“IFS’ new licensing solution bridges this gap by enabling independent advisers to deliver tailored advice under a trusted AFSL framework, supported by an efficient technology platform, robust compliance and training resources.” 

IFS said the model responds to rising demand for tailored guidance as more Australians approach retirement, positioning independent advisers to better support members through key transition decisions. 

 By focusing on education-led and goal-oriented advice, the licensee believes the framework aligns more closely with what super fund members are actively seeking, while still allowing advisers to operate profitably and within clear compliance boundaries. The initiative is designed to strengthen adviser capability at a time when confidence and preparedness among pre-retirees is becoming increasingly critical. 

According to IFS, the benefits this model gives advisers include: 

1. Aligned advice delivery, providing guidance that “meets members’ priorities and super fund expectations”. 
2. An efficient service/operating model that leverages IFS’ technology platform “to make servicing super fund members profitable and scalable”. 
3. Giving advisers access to a “trusted AFSL framework”. 
4. Specialist training and tools designed for industry super advice. 
5. Referral opportunities, allowing advisers to “benefit from partnerships with leading industry super funds”. 

“This licensing solution represents a significant step toward closing the advice gap and ensuring Australians have access to the expertise they need for a secure financial future,” IFS said. 

The company also highlighted that the pathway is not intended to displace or compete with existing super fund referral arrangements. 

“To ensure a high-quality and measured rollout, IFS will launch 20 licensed spots as part of the initial phase,” IFS stated. 

“An Expression of Interest (EOI) process will run throughout February, with information briefings scheduled to walk financial advisers through the operating model, standards, and referral pathways.”