Top 5 ifa podcasts of 2025
So, without further ado, here are the top five ifa Show episodes of the 2025 calendar year. Big win for the profession:...
So, without further ado, here are the top five ifa Show episodes of the 2025 calendar year. Big win for the profession:...
Wrapping up the year that’s past and looking forward to 2026, Freney explained why the profession has become more skilled...
Breaking down the new ongoing fee arrangement rules – what you need to do now By Vincent Holland, CEO of Centrepoint...
What does innovation in the advice profession mean to you? The advice profession is going through significant change and challenge, and naturally...
We move through economic cycles much like we do the seasons. Like preparing for changes in temperature by carrying an...
Domestic credit spreads have tightened markedly since US Liberation Day on 2 April, buoyed by US trade deal announcements between...
Private credit is reshaping commercial real estate finance. Success now depends on collaboration, discipline, and strong governance across the market.
Spending less at Aldi and collecting more refundable cans and bottles…
What the average investor doesn’t realise is that all of this regulatory “protection” that has bee imposed on them has also pushed a lot of small investors into the “cattle class” intra-fund investor category, doomed to pay for other peoples advice out of their super admin fees, and from which they cannot opt out of. With no access ongoing advice, whether you are in an ETF robo-fund, or a default super fund, you have now been shoved into “cattle class” by the Union funds, the consumer lobby & the Govt.
Or even worse, they have been pushed into the clutches of totally unregulated scam merchants. With the media, unions, and “consumer” associations spreading the false message that licensed advisers can’t be trusted, consumers are turning to dodgy online and offshore options that have slick marketing and zero consumer protection.
We are increasing our fees, and ditching small clients. Sad state of affairs but it’s what the regulator and Government want ….. or am I sadly mistook?
My advice to our political masters is simply this “ be careful what you wish for, you may just receive it”!
Higher fees… offshore admin… fewer clients… that’s where I’m headed
I’m managing my costs by charging clients a hell of a lot more than I was a few years ago and by ditching non profitable ones. That’s the only way to survive in this compliance overloaded world.
This is the thing that the FPA, AFA, government and FASEA are NOT talking about. They have just created the biggest gap in who has advice that will be seen for years. Not to mention the shift to industry funds.
Yep it’s that simple, reject smaller clients that can’t afford or can’t get value for the costs needed to be charged.
Other than saying the client must have the capacity to pay (presumably higher fees) he hasn’t said how they are managing higher costs.