According to Martin Heffron, executive director of Heffron SMSF Solutions, the root cause of Australia’s retirement income system’s constant state of complexity and change is that it has no clearly established purpose.
On this episode of The ifa Show, Martin joins host Sarah Kendell to discuss what can be expected from the government’s review into the system, the benefits of establishing a clear vision for superannuation and retirement, and the problematic nature of defining “adequate” income for retirement.
Martin also reflects on whether the review will tackle the issue of keeping the family home outside of the income testing procedure, how financial literacy levels affect the challenges faced by retirees, and what he predicts the retirement system could look like in the future.
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